Filing a homeowner’s insurance claim can be frustrating—especially if your claim was denied when you expected coverage. As a Public Insurance Adjuster in Florida, I see homeowners facing this situation far too often. The good news? A denied claim doesn’t mean it’s over. You may still have options to fight the denial and recover the … Read more

Why Your Public Adjuster May Recommend a Specific Attorney for Your Insurance Claim When an insurance claim becomes complex, delayed, or wrongfully denied, homeowners may need to add an attorney to their team to reach a fair settlement. In some cases, litigation is the only path forward, and the attorney handling your case can make … Read more

As a Public Insurance Adjuster, I’ve seen firsthand the stress and financial hardship that hurricanes can cause—especially when homeowners aren’t fully prepared. With hurricane season approaching, now is the time to take proactive steps to protect your home, your family, and your financial well-being. Here are some essential tips every Florida homeowner should follow: 1. … Read more

Your home is likely your most valuable asset—so making sure it’s properly insured is essential. Unfortunately, many Florida homeowners don’t realize their policies have critical gaps until it’s too late. With confusing language, hidden exclusions, and constant policy changes that favor the insurance companies, the deck is often stacked against you. Recent changes to Florida … Read more

When homeowners file an insurance claim for damaged property, one common term they encounter is depreciation. Insurance companies use depreciation to reduce the amount they initially pay out on claims—but not all homeowners realize how it works or when they can recover the depreciated amount. As a Florida Public Insurance Adjuster, I often help homeowners … Read more

A Personal Story from Hurricane Ian After working on Hurricane Ian claims for the past two years, I have one major recommendation: Buy flood insurance—even if you’re not in a flood zone. I do for My East Boca House well outside the flood zone. During this last storm, I met countless homeowners who chose not … Read more

Advice from a Public Insurance Adjuster Living in Florida, wind damage is a reality most homeowners will face at some point—whether from hurricanes, tropical storms, or sudden wind gusts. But unlike a flooded floor or a tree crashing through your roof, wind damage isn’t always obvious. Sometimes it hides in plain sight—and if you don’t … Read more

It’s one of the most common questions we hear from homeowners. The short answer is: no- they can’t drop you. But they can choose not to renew your policy when it comes due.   Filing a homeowner’s insurance claim can trigger a closer look at your property and risk profile, and under certain circumstances, it … Read more

When disaster strikes—whether it’s a hurricane, water damage, or fire—most homeowners trust their insurance company to come through with a fair settlement. But what if the check you received feels… off? Too low? Confusing? You’re not alone. One of the most common problems I see as a Public Insurance Adjuster is homeowners getting underpaid on … Read more

As a homeowner, discovering damage to your home—whether from wind, hail, fire, or water—is stressful enough. But the moment it happens, everyone has an opinion: the roofer says you should file a claim, your neighbor gives you advice based on their experience, and contractors start showing up at your door with promises of “help.” Here’s … Read more